2018

About Me
Talking About Budgeting Software and Spreadsheets

Hey everyone, I’m Roger Pizzalo. Welcome to my website about budgeting software and spreadsheets. The time and effort you put into your budget pays out in dividends financially. Money has to be cultivated and protected to help it grow into a large savings fund. You can use the savings you build to buy a new car, home or piece of land. You can also pay for medical expenses with the funds without worry about depleting living expenses. I will use this site to help you find ways to save your money using budgeting software and spreadsheets. I invite you to visit anytime to learn more.

3 Reasons Bad-Credit Auto Loans Can Be A Bad Idea

16 September 2018
 Categories: Finance & Money, Blog

You find the car of your dreams, and the best part is, you can actually get a loan for it even though your credit is not so great. There's a flashing sign in front of the dealership that says so, and you couldn't be more excited to get your new car home. As tempting as it may be to accept an auto loan ins spite of your bad credit, it is best to take a moment, step away, and really examine what taking a bad-credit auto loan can mean. Read More …

Understanding Fees Associated With A Gold IRA

25 June 2018
 Categories: Finance & Money, Blog

If you are looking to diversify your retirement portfolio, then you may want to look into something like a gold IRA. These are individual retirement accounts that are set up by using gold as the physical investment. The IRA is a bit different than a traditional IRA. Keep reading to learn about a few expenses that you may incur due to the investment. Gold Storage Fees There are a few different types of gold that you can purchase when establishing the IRA. Read More …

Tips For Getting A Home Equity Loan

20 March 2018
 Categories: Finance & Money, Blog

A home equity loan can be a good idea depending on what you plan to use it for. If you are considering getting a home equity loan then there are a few basic things you should bear in mind, so that everything works smoothly and you do not end up losing your home. Here are some things to think about. Choose Your Loan Type Wisely When you go to get a home equity loan there is a good chance that you will be introduced to what is known as a HELOC. Read More …

How To Better Your Odds Of Being Approved For A Mortgage Loan

2 January 2018
 Categories: Finance & Money, Blog

When you want to buy a home, unless you are able to completely pay in full and in cash, you will need to obtain a mortgage loan. However, for some people, this can be a scary concept because they are fearful that they will not be able to become approved for such a loan. If this is the situation you find yourself in, you may want to take a few moments to review the following suggestions. Read More …