About Me
Talking About Budgeting Software and Spreadsheets

Hey everyone, I’m Roger Pizzalo. Welcome to my website about budgeting software and spreadsheets. The time and effort you put into your budget pays out in dividends financially. Money has to be cultivated and protected to help it grow into a large savings fund. You can use the savings you build to buy a new car, home or piece of land. You can also pay for medical expenses with the funds without worry about depleting living expenses. I will use this site to help you find ways to save your money using budgeting software and spreadsheets. I invite you to visit anytime to learn more.

.How A Conventional Loan Works When Buying A New House

30 June 2020
 Categories: Finance & Money, Blog

Contractors build new homes and list them for sale all the time. If you want to buy a brand-new home, you can look for homes that contractors just built, and you might find them in many different neighborhoods. If you are thinking of using a conventional loan to buy the house you choose, there are several things to understand. You Need 20% Down to Avoid Private Mortgage Insurance Conventional loans are different from other loan types, and they often have more requirements that borrowers must meet to be eligible for them. Read More …

Reasons To Outsource Tax Services For Your Business

7 January 2020
 Categories: Finance & Money, Blog

Some businesses handle taxes on their own. However, there are many reasons why you might decide that it is time to outsource tax preparation to a professional tax preparation service. You'll want to understand how hiring a tax preparation service will change your business. More Focus on Core Business Activities When you hire a tax preparation service, you'll have more time to devote to your core business activities. There are tasks that you are better able to perform as a business leader, whether that be research and development or marketing or something else. Read More …

5 Reasons To Use A Debt Settlement Program

22 October 2019
 Categories: Finance & Money, Blog

When you're drowning in debt, it can feel like there is no end in sight. It makes it hard to go about your daily needs and continue to pay off regular bills when you can hardly even touch your debt. The good news is there are resources out there that can help. Many people like you turn to debt settlement programs for assistance. It may be an option that you want to look into using. Read More …

Thinking About Retirement And Ready To Start Saving? Start Planning Today With This Information

22 August 2019
 Categories: Finance & Money, Blog

Retirement is something that everyone should start planning for as soon as they enter the workplace, but unfortunately, many don't start thinking about it until they are into their 40s or later. If you have some extra income that you aren't using each pay day, or if you think that it may be time to start putting money away, you can do it without having to consult a financial planner. Here are a few of the things that you want to look into, to make sure that you are starting on the right track. Read More …

How Much Can You Afford for Your Mortgage Payment?

26 June 2019
 Categories: Finance & Money, Blog

One of the first steps of buying a house is visiting a lender to ensure that you qualify for a loan, and during this step, the lender will tell you how much you can borrow. When you find this out, you will have an idea as to how much you can afford to pay for your mortgage, but you should not simply accept this amount. Instead, you should perform some steps on your own to make sure you end up with a mortgage payment you can perform. Read More …