About Me
Talking About Budgeting Software and Spreadsheets

Hey everyone, I’m Roger Pizzalo. Welcome to my website about budgeting software and spreadsheets. The time and effort you put into your budget pays out in dividends financially. Money has to be cultivated and protected to help it grow into a large savings fund. You can use the savings you build to buy a new car, home or piece of land. You can also pay for medical expenses with the funds without worry about depleting living expenses. I will use this site to help you find ways to save your money using budgeting software and spreadsheets. I invite you to visit anytime to learn more.

Recently Inherited Gold Coins Or Jewelry? What Are Your Highest-Grossing Sales Options?

4 May 2016
 Categories: Finance & Money, Articles

If you've recently inherited a large quantity of unidentified gold coins, jewelry, or other valuables from a parent or close relative, you may be wondering how best to handle this sudden influx of previously-unknown heirlooms. Unless these coins or jewelry hold sentimental value and you'd like to keep them in the family, selling the gold can often make the most financial sense -- especially when, like now, gold prices are flirting with unusual highs. Read More …

Important Things You Need To Know About Posting A Bond To Get A Relative Out Of Jail

29 April 2016
 Categories: Finance & Money, Articles

When you have a family member in jeopardy of spending a long time in jail after they have been accused of a crime, you may be faced with the stressful task of raising money to pay bail. One of the most common ways for people who cannot afford to pay the court directly for the bail is to use the services of a licensed bail bond agent. The agent will enable you to pay a small percentage of the actual bail amount and post a bond to the court to cover the cost of the bail on your behalf. Read More …

Using Your Payday Loan Responsibly: It’s Only A Matter Of Time

21 April 2016
 Categories: Finance & Money, Articles

Payday loans and other short-term loan products are well known for having a high annual percentage rate. APR, a figure that tells borrowers how much the loan will cost over the course of a typical year, is a quick way to compare loans and lenders. APR typically falls in the range of 15% - 20% on most credit cards. For payday loans, that average APR rises to 339%. Since the loan is designed to be paid off in a span of a week or two, that yearly APR often has little meaning. Read More …

Frequently Asked Questions About Obtaining A Bail Bond From A Bondsman When Someone You Know Is Arrested

13 April 2016
 Categories: Finance & Money, Articles

If you receive a call in the middle of the night from a friend or family member that has been arrested, you may wonder what you can do to help them get out of jail. Unless they are released on their own recognizance, you will probably need to go through a bail bondsman to post bail. If so, below are some frequently asked questions about obtaining a bail bond. What Is Needed To Post Bail With A Bondsman? Read More …

En Route To Financial Freedom: 3 Tips On How To Spend Payday Loans Wisely During The Christmas Season

23 December 2015
 Categories: Finance & Money, Articles

Money is tight for most Americans. In fact, the poorest group of Americans spend approximately 98% of their income, leaving them with only about $367 to spend for the year. The lack of funds can be a huge burden for many Americans, especially during the holiday seasons. This is especially troubling since the average American plans to spend an average of $830 on Christmas gifts this year. For those who are tight on money, getting a payday loan may not be a bad idea; however, it's easy to spend it all without a second thought. Read More …